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Personal Banking

Since 1912, The Farmers and Merchants Bank has been providing financial services for residents of Noble County and the surrounding area. As you move around our web site you'll notice the emphasis we place on ease and convenience. Plus, at The Farmers and Merchants Bank we offer a wide range of banking products and services that enable you to do your banking with local people who really care. 

 

RE: NOTICE OF EXPIRATION: TEMPORARY UNLIMITED COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS

 

By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

 

For more information about FDIC insurance coverage of noninterest bearing transaction accounts, visit: http://www.fdic.gov/deposit/deposits/unlimited/expiration.html.

 

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