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Checking Accounts

EZ Checking

Our most popular account! Having a checking account really doesn't get any easier than this! You won't have to worry where to store your cancelled checks. If you need a copy of a check, the bank can provide it to you. It is also easy to have your payroll, Social Security, or government check automatically deposited to your account. With a $100 minimum opening deposit, you'll receive:

  • No service charges
  • No minimum balance required
  • Easy to read monthly statement with no cancelled checks returned
  • Unlimited check writing
  • Copies of cancelled checks are $1.00 per page
  • 24-hour telephone banking
  • Debit card available on approval
  • 24 hour access to funds nationwide and abroad. FREE Transactions at the ATM's owned by The Farmers and Merchants Bank.
  • Interest bearing account available-See NOW and Super NOW Accounts section.