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Checking Accounts

NOW Account

If you want to earn competitive interest rates on your checking balance, this account is for you! It is easy to enjoy the convenience of direct deposit by having your payroll, Social Security, or government check automatically deposited to your account. By opening your account with just $1,000 and keeping a minimum balance of $1,000, you'll enjoy:

  • Interest compounded daily
  • No per check charge
  • Unlimited check writing
  • $10.00 monthly fee if balance falls below $1000.
  • Comes with easy to read monthly statement with check images
  • 24-hour telephone banking
  • Debit card available upon approval
  • 24-hour access to funds nationwide and abroad. FREE transactions at the ATMs owned by The Farmers and Merchants Bank.