Have you always dreamed of taking a special vacation? Start a
vacation club now and you can fulfill that dream sooner than you
think. A vacation club account can be opened for as little as
$20.00. The Farmers and Merchants Bank allows the account holder to
deposit money on whatever schedule they desire or their budget
allows. However, a penalty will be imposed for early withdrawal.
Interest is compounded daily. Each year in mid May, a check
including principal and interest is mailed to the account