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Savings Accounts

Vacation Club

Have you always dreamed of taking a special vacation? Start a vacation club now and you can fulfill that dream sooner than you think. A vacation club account can be opened for as little as $20.00. The Farmers and Merchants Bank allows the account holder to deposit money on whatever schedule they desire or their budget allows. However, a penalty will be imposed for early withdrawal. Interest is compounded daily. Each year in mid May, a check including principal and interest is mailed to the account holder.